SWIG Finance is a social enterprise which supports SMEs, start ups and early stage businesses that have the potential to grow and benefit their local communities, but which have been unable to secure all the funding required from traditional sources such as high street banks.

All of our applicants are assigned a dedicated, local Business Manager who will work alongside them and provide ongoing support.  

Personal loans for business use
Start-ups and businesses trading up to 2 years
Can be used to buy an existing business
Free application and post-loan mentoring support
£500 – £25,000 per applicant
Average loan size £11,600

Sole traders, partnerships and limited companies can apply
Finance for any legitimate and legal purpose
Business assets considered as security if available
Loan value from £25,001 – £250,000
Terms and conditions apply

The Cornwall and Isles of Scilly Investment Fund. SWIG Finance work with FSE, the appointed CIOSIF Fund Manager, on delivering smaller business loans as part of the £20 million allocation for debt finance in Cornwall and the Isles of Scilly.

Not sure what's right for you?

Click the button to contact us and we’ll be happy to help.

Application Process

  • Complete an online enquiry and application via the above buttons
  • Business plans must be supplied (an extended Executive Summary may be considered for established businesses) and financial forecasts
  • Annual accounts and most recent management accounts required for established businesses
  • Initial enquiries welcomed to establish suitability

Once we have received all the information we need to consider your application, the decision will be made as soon as possible.