SWIG Finance provides small business loans to viable SMEs and start-ups in the South West.
At SWIG Finance, we take a personal approach to business lending.
We understand that access to finance is one of the biggest barriers facing SMEs and startups today.
Our Start Up Loans range from £500 – £25,000 and small business loans from £25,001 – £250,000.
We aim to make finance accessible by providing small business loans to viable SMEs and startups in the South West region, which have the potential to grow and benefit the economy.
Our funds are designed for those who are unable to secure all their requirements from traditional sources – whether due to a lack of track record, security requirements which can’t be met, historic financial issues or simply not meeting conventional credit scoring methods.
We understand that bank lending isn’t the right fit for every business, and at SWIG Finance we can often lend when the bank can’t.
Who we are:
Our parent company, South West Investment Group, was established in 1989 to raise and provide gap finance for local businesses for the purpose of economic development.
As a not-for-profit social enterprise, we are passionate about bringing social and economic benefits to people, places and the business community in the South West.
Over the last decade, we have invested over £44m in 3,166 businesses, creating and safeguarding 4,706 jobs and contributing £128m to the South West economy.
We are advocates of business growth and our team genuinely love helping businesses to flourish, which in turn, enables local communities to prosper.
We are a member of Responsible Finance, a network designed to provide access to fair and affordable finance to local business and individuals.
We are the South West’s leading alternative finance provider and leading delivery partner of startup loans.
Why are we different?
All of our decisions are made by people, not computers.
We know that every business has different needs, and we treat each business on its own merits.
Our friendly and professional business advisors work with you to understand your needs and provide you with support and guidance throughout the application process.
What can we help with?
SWIG Finance invests in a broad range of sectors, from startups to established SMEs across the South West.
We can help with a wide range of requirements including working capital, purchasing equipment, recruitment, marketing and premises expansion.
If you have ambitions for growth and are looking for the investment you need to achieve it, we’d love to hear from you. Contact SWIG Finance on 01872 223 883 or email us to find out how we can help you.
SWIG Finance Ltd is part of the South West Investment Group of companies. We are a charter member of Responsible Finance and part of a network of similar throughout the UK which provide access to fair and affordable finance to local businesses and individuals. You can download and read the Responsible Finance Code of Practice here.
SWIG Finance is also a charter member of The SME Finance Charter, an initiative designed by the Department for Business, Energy and Industrial Strategy to support UK SMEs through Brexit. Find out more about the charter here.
South West Investment Group
The Group was established in 1989 to raise and provide gap finance for local businesses for the purposes of economic development.
Our parent company, South West Investment Group Ltd is a not-for-profit company limited by guarantee.
The group’s other operating subsidiary, South West Investment Group (Capital) Ltd is a fund holding arm of the organisation.
More information about the Group is available here.
South West Investment Group
SWIG Finance Ltd is part of the South West Investment Group of companies.