Business Loans for the South & West Country
SWIG Finance is an award-winning responsible finance provider that provides flexible loans and support to start-ups and small businesses with growth aspirations.
Our Services
Start Up Loans £500 – £25,000
Business Loans £25,001 – £250,000
Growth Guarantee Scheme
South West Investment Fund (SWIF)
Not Sure? Speak to an Advisor…
What you can expect from us
✓ A genuine interest in your business and a desire to see it succeed.
✓ Relationship-based contact and a personal 1-2-1 service from your dedicated business manager – you will always speak to a human.
✓ Our business managers work with you throughout the application process, and for the duration of the loan, to help give your business the best chance for success.
✓ We base our lending decisions on potential, not collateral, which means that we can lend to projection-led businesses.
✓ Because we base our lending decisions on the bigger picture, we can lend when algorithm-driven lenders can’t.


What our customers say…
“Despite an existing register of supportive shareholders, the nationwide lack of access to conventional growth finance for start-ups over the last year or so has really held us back.
This funding package has unlocked our ability to mobilise and multiply the impact of our existing capital.
Since receiving the funds, we’ve already taken on our first new staff member and it is great to be able to increase our public visibility as well as grow our capacity to deliver our world-leading raw materials made from recycled fishing nets”.
Ian Falconer
Managing Director, Fishy Filaments
Generating positive social and economic impact is in our DNA.
Our business model is focussed on the triple bottom line with all profits reinvested into our business so that we can continue to grow and support more local businesses every year.
Our Impact 2024/25
Amount
Invested
£14.8m
Businesses
Supported
501
SME Jobs Created &
safeguarded
1,272
Social Impact
created
£75.7m
Find out more about our impact in our annual Impact Report
Investing in Women Code
SWIG Finance is a proud signatory to the Investing in Women Code and commits to adopting internal practices to improve female entrepreneurs’ access to finance, tools, resources they need to grow their businesses.
Find out more here
We are an award-winning lender
Case Studies

Funding Boost for Award-winning PR Firm
Award-winning Stroud business, Admire PR, has received £26k in funding via SWIG Finance to support its growth.
Knowledge
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News

Funding for Cornish Online Platform Supporting Hotel Sector
A Cornish software developer has secured a £150,000 loan to take its business to the next level.