Is Your Start Up Ready for Finance?

Is Your Start Up Ready for Finance?

For many start ups, there will come a time when external finance is needed to take it to the next level. As a lender, our job is to determine if your venture is viable and able to benefit from taking a loan. If you’re at the stage where you feel you’re ready to apply...
Use Your Cashflow for Growth

Use Your Cashflow for Growth

Your cashflow forecast is one of your most powerful management tools – it helps you prepare for the year ahead, make plans and monitor growth. Most importantly, tracking your forecast against actual spend will help you understand where and why you’re...
Financing a Just Transition

Financing a Just Transition

For the transition to net-zero to be successful it must be just. This means it must consider the social impact of change and help businesses adapt early rather than face widespread closures and job losses when they can’t meet new regulation; it must help SMEs invest...
CDFIs and the Ethics of Lending

CDFIs and the Ethics of Lending

Positive workplace ethical values and behaviour are increasingly important for businesses. SWIG Senior Business Manager Nicola explains the impacts and influences of ethical behaviours, and how our workplace ethics and values shape our decision making. What are...
Is Your Business Ready to Live With COVID?

Is Your Business Ready to Live With COVID?

Now that the last of the COVID-19 restrictions have been lifted, many employers are gearing up for their staff to return to their places of work. Whether you had to shut your business down temporarily or make significant changes for staff to continue working from...
Is Your Business Ready to Live With COVID?

Keep it Local by Supporting Your Local Businesses

As the saying goes “when you buy from a small business, an actual person does a little happy dance”. Having worked with small businesses for over 30 years, we at SWIG Finance have seen this with our own eyes. With Small- to Medium-sized businesses making up 99% of the...